Craft Now. Pay Later.
We have teamed up with Bread to offer easy financing – without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you actually pay. Provide some basic information and get a real time decision to split your purchase into 12, 24, or 36 monthly payments with rates from 6.99% APR.
Does using Bread impact my credit score?
We use a soft inquiry to check your rate, which won’t affect your credit score. If we are not able to offer you credit or if you do not accept the terms, there is no impact on your credit score.
If you accept the terms and complete your purchase, once the merchant fulfills the order we will provide a customary notification to the credit bureaus the first time that you use Bread. This will only happen the first time you successfully complete a purchase with Bread. Subsequent purchases using Bread will not require us to post an inquiry to the credit bureau. As with other credit products, the number of inquiries is one of the factors that credit bureaus use to determine your credit score, and so this may affect your score.